Broker Check


Thursday, November 10, 2022

Paying for goods and services is something we are all generally pretty used to and familiar with, but when it comes to our industry, we find that many prospective clients, or clients of other advisors often seem to have questions or...

Monday, October 31, 2022

Each day we have incoming calls from FRS members with questions about situations and decision points they would like to address. We are going to try and share these situations and solutions in a general, non-personal format.

Saturday, September 24, 2022

More and more retired Florida Retirement System employees are coming back to work for the same or new FRS employer. Each returning member should know the rules before they are hired.

Wednesday, September 7, 2022

July 1st of 2022 marked the beginning of a new benefit for FRS Investment Plan members. This is the date that HB5007 went into effect. HB5007 is a new bill that increases employer contributions to Investment Plan member's accounts by...

Monday, May 2, 2022

The FRS Investment Plan is a defined contribution plan for plan members. The plan works by both member and employer contributions.

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Monday, April 18, 2022

Choosing between the FRS Pension Plan and the FRS Investment Plan can be a very difficult decision, and can make a very large impact on the shape and style of your retirement plan.

Monday, April 4, 2022

Inflation can be a concern for many retirees, but is often overlooked for current workers. As prices for goods and services continue to rise, we find ourselves needing to spend more money to purchase the same products and maintain the same

Monday, March 21, 2022

People ask me what DROP is all of the time. Everyone hears about DROP and there is always much excitement about the DROP program, but many FRS members don't understand what DROP is or how it works. Let's talk about it.

Monday, March 14, 2022

The FRS Health Insurance Subsidy is a free benefit that goes unnoticed for many FRS retirees

Tuesday, March 1, 2022

There has been hearing lots of talk in the news recently that bond yields have been rising, and we've been receiving a lot of inquiries as to what bonds are, and how they work.

Monday, February 21, 2022

It seems people everywhere are often talking about buying stocks, and putting their opinions on stock ownership, but many individuals we meet have questions about what stocks are, and how stocks work.

Monday, February 14, 2022

Tuesday, February 1, 2022

Tax season is upon us. Are you ready to file your 2021 tax returns? Here are some helpful tips to consider when filing your return.

Wednesday, January 26, 2022

Paying off a home mortgage is often at the top of American's financial priority list, but how you payoff your mortgage can have long term effects on your future income in retirement.

Tuesday, January 18, 2022

Teaching children to save for retirement while they are young could really help them, perhaps even more than an inheritance.

Monday, January 17, 2022

Tuesday, January 11, 2022

2022 is off to a rough start for many sectors of US equities with tech leading the way with some of the biggest losses. There are a few factors that could be contributing to the selloff that started last week.

Monday, January 10, 2022

It’s the season of New Year’s resolutions, and this is also a great time to reassess your retirement plan and investment accounts. Below are a few quick ways you can check in on your retirement accounts and investments.

Monday, January 3, 2022

Monday, December 20, 2021

Annuities can be complicated and complex, but understanding them doesn't have to be. Annuities have grown in popularity over the years for many reasons, but they have also become a topic of controversy. Deciding if an annuity is...

Monday, December 20, 2021

Required Minimum Distributions, commonly referred to as RMD's, are mandatory annual withdrawals for retirees from their retirement accounts. They are often a topic of concern for pre-retirees, especially towards the end of the year....

Thursday, December 16, 2021

Inflation is something we are hearing about in the news almost daily. What does rising inflation mean for you and your retirement accounts? Today we will discuss what inflation is, and some of the various ways inflation can affect your...

Monday, December 13, 2021

We often hear people say "You should save 15% of your earnings towards retirement". This sounds like a lot, but is it enough? Today's topic is the power of compound interest when saving for retirement. Retirement savings are a crucial...

Wednesday, December 8, 2021

Risk is one of the most controversial topics for investors, but often times can also be one of the least understood. You can summarize risk in a six word sentence. "Risk is everywhere, and is unavoidable." I often meet individuals that...

Monday, December 6, 2021

Mutual funds are the backbone of many American's retirement account investments, but many investors aren't really sure what they are, or how they work. Simply put, a mutual fund is a company that pools money from many investors and...