Learn About Comparing FRS Plans

We've found many FRS members have questions about understanding the differences between the FRS Pension plan and FRS Investment plan, so we've created some stories to help compare a few key differences between the plans, and highlight a few important perspectives to consider when choosing between the plans. Choosing which retirement plan is suitable for your specific priorities and goals is a very individual process, and can ultimately be one of the largest financial decisions of your career. Our goal is to help you assess how both options can impact your retirement plan as you decide which path to take.

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Does the FRS Offer Benefits Like a Lottery?

Learn how Carl discovers how the FRS offers benefit payout options similarly to how the Florida lottery offers payouts to winners.

Carl's Story Part 1
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Can You Create Generational Income From Your FRS Benefits?

Learn how Carl's friend Joe is able to set up his retirement to provide for more than just him and his wife, but also their future generations.

Carl's Story Part 2
FRS Orange Grove Theory

Compare FRS Plans to Maintaining an Orange Grove

You could have your oranges, or have your own grove. It's your choice.

How your benefits are maintained

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Securities and Registered Investment Advisory offered through GWN Securities, Inc. Member FINRA(www.finra.org)/SIPC(www.sipc.org). 11440 N Jog Road, Palm Beach Gardens, FL 33418. 561-472-2700.

Florida Retirement Resources and GWN Securities, Inc. are non-affiliated companies.

This is not an official site of GWN Securities, Inc (GWN) or its affiliates. The site may contain links that are contained on a third party website. GWN, its representatives or advisors do not endorse or accept responsibility for the content, or use, of the website. GWN, its representatives or advisors assume no liability for any inaccuracies, errors/omissions in or from any data or information provided on the pages. No part of this site is intended to make a recommendation or a testimonial for or about a security, service or product, to provide investment, tax or other advice. No strategy assures success or protects against loss. Past Performance is no guarantee of future results. Florida Retirement Resources and its representatives do not represent, nor are they affiliated with the Florida Retirement System (FRS).